Investment Advice

Am I Retiring at the Wrong Time?

By Catherine Buck | September 17, 2024

  Written by: Harmony Wagner, CFP®, CPWA ®   The decision to retire is not just one decision, but the culmination of many smaller ones. A soon-to-be retiree faces questions that will affect their retirement success, such as when to take Social Security, to where they may want to live in retirement. While some of…

Pay Off Your Mortgage Early or Invest?

By Catherine Buck | August 5, 2024

Written by: Paolo LaPietra, CFP® The question of whether to pay off your mortgage early or invest extra funds is a common financial dilemma, and the answer is not always straightforward. The landscape for making this decision has evolved significantly, especially in 2024, with higher yields on safe investments challenging traditional wisdom. Here’s a detailed discussion…

Why it almost NEVER makes sense to Contribute After Tax Dollars to an IRA

By Catherine Buck | July 25, 2024

Written by: Martin Shields, CFP®, AIF®   In 2024, you can contribute $7,000 annually to a Traditional IRA and if you are 50 and over you can contribute an additional $1,000.  The primary way to contribute to a Traditional IRA is through pre-tax contributions.  Pretax contributions are a powerful way to save for retirement because they…

Unlocking the Value of Independent Financial Advisors

By Samantha Masey | June 18, 2024

Written by: Samantha Masey, CFP®   As the technology for self-managed investment platforms and robo-advisors advances, many people have begun to wonder if the cost of hiring a financial advisor is worth it. To some the fee-only model may not appear to be as affordable as other options, but those same people may be surprised…

Steven Bouchey

Ask the Experts at Bouchey Financial Group: The Fed, Stocks and Bonds

By Samantha Masey | August 1, 2022

As seen in The Saratogian The Fed met this week and as expected, they hiked interest rates by 0.75%. I believe this was already baked into the cake, as they say. The Fed was late to this party and should have begun hiking rates last year but is now committed to fighting inflation as best…

Bouchey Financial Group

Don’t Put All Your Eggs in One Basket

By Samantha Masey | May 31, 2022

Is the Saying True? Written by: Nicole Gobel, CPA – Wealth Advisor & Tax Planner We’ve all heard this advice countless times throughout our lives from parents, trusted friends or our own internal voices attempting to keep us from experiencing failure. But what does not having all your eggs in one basket look like when…

Bouchey Financial Group

Webinar Recording: Q1 2022 Market and Economic Update

By Samantha Masey | April 20, 2022

After strong market volatility in the first quarter, the BFG investment team will provide guidance on what to expect with the markets and the economy with the Federal Reserve raising interest rates, higher inflation readings and the war in Ukraine. Listen to Steve, Marty and Paolo discuss these important topics.