Retirement Planning

Am I Retiring at the Wrong Time?

By Catherine Buck | September 17, 2024

  Written by: Harmony Wagner, CFP®, CPWA ®   The decision to retire is not just one decision, but the culmination of many smaller ones. A soon-to-be retiree faces questions that will affect their retirement success, such as when to take Social Security, to where they may want to live in retirement. While some of…

The Not-So-Simple Rules for Inherited IRAs

By Catherine Buck | August 28, 2024

    Written by: Nicole Gobel CPA, CDFA® Do you or your loved ones have savings in IRAs or Roth IRAs? Do you want to understand how these assets will be taxed upon the owner’s passing? Prior to 2020 the rules around inheriting IRAs and Roth IRAs were relatively straight-forward but since then there have…

Relocating in retirement

Relocating in Retirement: Does It Make Sense to Leave New York?

By Samantha Masey | August 21, 2024

Have you considered relocating from New York State for your retirement? Watch our recent webinar where we explore the key lifestyle and financial factors that could influence this significant decision. Nicole Gobel and Scott Strohecker will also present an income tax case study, comparing New York to other popular retirement destinations. Learn more about: New…

What to Do with that Old 401(k)

By Catherine Buck | August 2, 2024

    Written by: Vincenzo Testa, CPA, CFP®, ECA   When it comes to managing your retirement savings, one critical decision you might face is what to do with your 401(k) when you leave a job. Often, individuals are presented with the option to roll over their 401(k) into an Individual Retirement Account (IRA). This…

Why it almost NEVER makes sense to Contribute After Tax Dollars to an IRA

By Catherine Buck | July 25, 2024

Written by: Martin Shields, CFP®, AIF®   In 2024, you can contribute $7,000 annually to a Traditional IRA and if you are 50 and over you can contribute an additional $1,000.  The primary way to contribute to a Traditional IRA is through pre-tax contributions.  Pretax contributions are a powerful way to save for retirement because they…

Retire on Your Terms

Retire on Your Terms: Planning for Early Retirement

By Samantha Masey | May 15, 2024

Are you or a loved one contemplating early retirement but unsure where to begin? Watch our newest webinar discussing tailored strategies for those pursuing early retirement. Martin Shields, CFP®, AIF® and Samantha Masey, CFP® discuss: What does early retirement look like? When is it a good fit? Strategies to achieve early financial independence. What are…

Secure Act 2.0

The SECURE Act 2.0 – What Does It Mean for You?

By Samantha Masey | January 11, 2023

Written By: Harmony Wagner, CFP® Congress passed the SECURE (Setting Every Community Up for Retirement Enhancement) Act 2.0 the last week of December, and with it came many changes for retirees and those saving for retirement. With over 4,000 pages, the bill is a significant one, addressing topics such as Required Minimum Distributions (RMDs), 401(k)…