Retirement Planning

Financial Advisor Utica NY | Fee-Only Fiduciary Serving CNY

By web@flyingvgroup.com | March 31, 2026

If you’ve been searching for a financial advisor in the Utica area who is genuinely fee-only and fiduciary, you already know what you’re looking for – and why it matters. Bouchey Financial Group is an independent, SEC Registered Investment Advisor serving clients throughout Central New York and beyond. With a team of CERTIFIED FINANCIAL PLANNER™…

Retirement Planning Saratoga Springs NY | CPA Tax Integration

By web@flyingvgroup.com | March 31, 2026

Most people approaching retirement have two professionals managing their financial life – an investment advisor and a CPA – who rarely talk to each other. The result is investment decisions made without tax context, and tax returns filed without any forward-looking strategy. Bouchey Financial Group solves that problem by bringing CFP® professionals and CPAs together…

Am I Retiring at the Wrong Time?

By Catherine Buck | September 17, 2024

  Written by: Harmony Wagner, CFP®, CPWA ®   The decision to retire is not just one decision, but the culmination of many smaller ones. A soon-to-be retiree faces questions that will affect their retirement success, such as when to take Social Security, to where they may want to live in retirement. While some of…

The Not-So-Simple Rules for Inherited IRAs

By Catherine Buck | August 28, 2024

    Written by: Nicole Gobel CPA, CDFA® Do you or your loved ones have savings in IRAs or Roth IRAs? Do you want to understand how these assets will be taxed upon the owner’s passing? Prior to 2020 the rules around inheriting IRAs and Roth IRAs were relatively straight-forward but since then there have…

Relocating in Retirement: Does It Make Sense to Leave New York?

By Samantha Masey | August 21, 2024

Have you considered relocating from New York State for your retirement? Watch our recent webinar where we explore the key lifestyle and financial factors that could influence this significant decision. Nicole Gobel and Scott Strohecker will also present an income tax case study, comparing New York to other popular retirement destinations. Learn more about: New…

What to Do with that Old 401(k)

By Catherine Buck | August 2, 2024

    Written by: Vincenzo Testa, CPA, CFP®, ECA   When it comes to managing your retirement savings, one critical decision you might face is what to do with your 401(k) when you leave a job. Often, individuals are presented with the option to roll over their 401(k) into an Individual Retirement Account (IRA). This…

Why it almost NEVER makes sense to Contribute After Tax Dollars to an IRA

By Catherine Buck | July 25, 2024

Written by: Martin Shields, CFP®, AIF®   In 2024, you can contribute $7,000 annually to a Traditional IRA and if you are 50 and over you can contribute an additional $1,000.  The primary way to contribute to a Traditional IRA is through pre-tax contributions.  Pretax contributions are a powerful way to save for retirement because they…