Retirement Planning
The SECURE Act 2.0, signed December 29, 2022, made more than 90 changes to retirement savings rules. Most took effect gradually across 2023, 2024, 2025, and 2026. Several provisions that matter most to high-income households and retirees are now fully in effect, and a few are still rolling out. Bouchey Financial Group helps clients integrate…
One of the most common questions people bring to a first planning conversation is whether their current advisor is actually working for them – or working for the firm. It’s a fair question, and the answer depends entirely on how the advisor is compensated and what legal standard they operate under. Bouchey Financial Group serves…
Retirement is the most financially consequential transition most families will make – and it rarely goes wrong because of the portfolio. It goes wrong because nobody coordinated the tax strategy with the withdrawal plan, or because Social Security was claimed before anyone modeled the alternatives. Bouchey Financial Group serves Jupiter and Palm Beach County families…
If you’ve been searching for a financial advisor in the Utica area who is genuinely fee-only and fiduciary, you already know what you’re looking for – and why it matters. Bouchey Financial Group is an independent, SEC Registered Investment Advisor serving clients throughout Central New York and beyond. With a team of CFP™ professionals, CPAs,…
Most people approaching retirement have two professionals managing their financial life – an investment advisor and a CPA – who rarely talk to each other. The result is investment decisions made without tax context, and tax returns filed without any forward-looking strategy. Bouchey Financial Group solves that problem by bringing CFP® professionals and CPAs together…
Written by: Harmony Wagner, CFP®, CPWA ® The decision to retire is not just one decision, but the culmination of many smaller ones. A soon-to-be retiree faces questions that will affect their retirement success, such as when to take Social Security, to where they may want to live in retirement. While some of…
Written by: Nicole Gobel CPA, CDFA® Do you or your loved ones have savings in IRAs or Roth IRAs? Do you want to understand how these assets will be taxed upon the owner’s passing? Prior to 2020 the rules around inheriting IRAs and Roth IRAs were relatively straight-forward but since then there have…