Posts by Samantha Masey
Risk to the Upside
The first law of thermodynamics, also known as the Law of Conservation, states that energy cannot be created nor destroyed, it can only be transformed. Within investments, that same law applies to risk. To start, risk is a tricky thing to define. The financial world has settled on a measure of volatility called standard deviation.…
Read MoreWhy do we Own Bonds?
Written by: Ryan Bouchey It’s a question we often hear from clients – “Why do we own bonds?” This became a common theme at the start of 2018 as interest rates were rising and the price of bonds were declining. The general rule of thumb is the price of bonds move in the opposite direction…
Read MoreThe Necessities for a Bear (and Bull)
Certain words and phrases are used so frequently in everyday conversations that we often don’t know the origins. Think about how often we utter things like, “it’s raining cats and dogs” without knowing why. Even the internet can’t agree (crazy, right?) on the genesis of that expression and many other idioms. With that being said,…
Read MoreQ2 2019 – Quarterly Webinar Recording
Visit the link below to watch our latest webinar and hear Ryan Bouchey, Martin Shields, and David Rath give their thoughts on recent moves by the Federal Reserve and the current economic outlook.
Read MoreSocial Security: When to Start Your Benefits?
Written by: Paolo Lapietra While working with soon to be retirees on their financial plan, one of the most common questions I get is “When should I start taking my Social Security?” To wait or not to wait will be on the minds of many people getting ready to retire, and unfortunately there isn’t a…
Read MoreWhat They Don’t Tell You About Retirement
Written by Martin Shields For most individuals in their working years, retirement is an oasis in the future where the stress of work is gone, the sun is always shining on their day of golf and travel to idyllic settings is commonplace. This is the view people have of the time they become financially independent…
Read MoreTaking Advantage of Health Savings Accounts (HSAs)
Written by Harmony Wagner The number of employers offering health savings accounts (HSAs) as an employee benefit has grown dramatically in recent years. Unfortunately, many people may not be aware of how these accounts work or how to evaluate whether they are a good option. A health savings account is a tax-advantaged account that can…
Read More