A Quick Guide to Dollar Cost Averaging

Bouchey Financial Group

Written by Harmony Wagner As most investors know, it is nearly impossible to predict the perfect time to invest outside cash. When stocks are performing well, investors may be concerned that the market is at its peak; during a market correction, investors may fear how much more it could drop before recovering. The unpredictability of…

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Risk to the Upside

The first law of thermodynamics, also known as the Law of Conservation, states that energy cannot be created nor destroyed, it can only be transformed. Within investments, that same law applies to risk. To start, risk is a tricky thing to define. The financial world has settled on a measure of volatility called standard deviation.…

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Why do we Own Bonds?

Bouchey Financial Group

Written by: Ryan Bouchey It’s a question we often hear from clients – “Why do we own bonds?” This became a common theme at the start of 2018 as interest rates were rising and the price of bonds were declining. The general rule of thumb is the price of bonds move in the opposite direction…

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The Necessities for a Bear (and Bull)

Certain words and phrases are used so frequently in everyday conversations that we often don’t know the origins. Think about how often we utter things like, “it’s raining cats and dogs” without knowing why. Even the internet can’t agree (crazy, right?) on the genesis of that expression and many other idioms. With that being said,…

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Social Security: When to Start Your Benefits?

Bouchey Financial Group

Written by: Paolo Lapietra While working with soon to be retirees on their financial plan, one of the most common questions I get is “When should I start taking my Social Security?” To wait or not to wait will be on the minds of many people getting ready to retire, and unfortunately there isn’t a…

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What They Don’t Tell You About Retirement

Written by Martin Shields For most individuals in their working years, retirement is an oasis in the future where the stress of work is gone, the sun is always shining on their day of golf and travel to idyllic settings is commonplace. This is the view people have of the time they become financially independent…

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