WM Content
For years, the explanation for women’s slower rate of advancement was that they simply wanted it less. The McKinsey Women in the Workplace 2025 report, drawing on 124 organizations, put that argument to rest: when women receive the same career support as men, the gap in desire to advance disappears entirely. The report called it…
There’s a version of this conversation that’s been happening for decades: women are less financially confident, the research shows a gap, and the conclusion is that women need more education. That framing is outdated. The more useful question is why confidence doesn’t always match capability, what life circumstances shape the planning picture for women specifically,…
A well-managed index ETF is one of the most tax-efficient investment vehicles available. But it has one structural limitation that direct indexing solves: when a fund holds losing positions alongside winning ones, those losses belong to the fund – not to you. You cannot harvest them to offset gains elsewhere in your portfolio. Bouchey Financial…
Most investors have heard of tax-loss harvesting. Fewer have heard of its lesser-known counterpart: capital gains harvesting. The strategy sounds counterintuitive – intentionally selling appreciated assets to realize a taxable gain. Done correctly, it permanently resets your cost basis, potentially at zero federal tax cost, and reduces future tax liability over the life of the…
The SECURE Act 2.0, signed December 29, 2022, made more than 90 changes to retirement savings rules. Most took effect gradually across 2023, 2024, 2025, and 2026. Several provisions that matter most to high-income households and retirees are now fully in effect, and a few are still rolling out. Bouchey Financial Group helps clients integrate…
The answer is no. A qualified charitable distribution cannot be directed to a donor-advised fund, a private foundation, or a supporting organization under current law. The IRS is explicit on this, and the prohibition is not a technicality – it goes to the structural logic of what a QCD is designed to accomplish. Bouchey Financial…
Setting up a donor-advised fund is simpler than most donors expect. The account can be opened in days. The strategic decisions around timing, asset type, and contribution size are where the real planning work happens – and where most of the tax value either gets captured or missed. Bouchey Financial Group integrates DAF planning into…