WM Content
Most Rochester-area investors with significant taxable portfolios own index funds and think of themselves as tax-efficient investors. They’re partially right. Index ETFs are structurally efficient: low turnover, low dividends, no capital gains distributions. But they have one blind spot that costs money every year. When any position in the fund falls, the loss belongs to…
There’s a version of “wealth management” that’s mostly portfolio management with a quarterly statement attached. Then there’s a version where investment decisions are evaluated against their tax consequences before they’re executed, retirement income is planned across every account simultaneously, and the plan gets revisited every year as tax law and circumstances evolve. Those are different…
West Palm Beach has changed. It used to be a retirement destination. Now it’s a financial hub attracting executives, entrepreneurs, and high-net-worth families from New York, Connecticut, and California who want Florida’s tax environment and a city that works at their level. That shift has raised the bar on what advisors in this market need…
The most common estate planning mistake isn’t failing to write a will. It’s assuming estate planning only becomes relevant once your net worth approaches the federal estate tax threshold. At $15 million per individual in 2026, most West Palm Beach families aren’t there. But that doesn’t mean their assets transfer efficiently, avoid probate, reach the…
Most estate plans focus on what happens after death. The families who actually transfer wealth successfully focus on something harder: preparing their children and grandchildren to receive it, manage it, and not lose it within a generation. Bouchey Financial Group helps West Palm Beach families plan the full arc of wealth transfer, from structuring lifetime…
“Wealth advisor” isn’t a regulated title. Anyone can use it. That’s not a cynical observation, it’s a fact documented by FINRA, and it’s the first thing a West Palm Beach household with substantial assets should understand before hiring someone to steward them. Bouchey Financial Group is an SEC-registered investment adviser serving West Palm Beach and…
Use up and down arrow keys to resize the meta box pane. Retirement isn’t one decision. It’s a sequence of decisions that interact with each other in ways most people don’t fully map out until they’re already in the middle of them. When do you stop working? When do you claim Social Security? Which account…