Posts by web@flyingvgroup.com
SECURE Act 2.0 Changes Explained | RMDs, Roth Catch-Ups, and 529 Rollovers
The SECURE Act 2.0, signed December 29, 2022, made more than 90 changes to retirement savings rules. Most took effect gradually across 2023, 2024, 2025, and 2026. Several provisions that matter most to high-income households and retirees are now fully in effect, and a few are still rolling out. Bouchey Financial Group helps clients integrate…
Read MoreCan a QCD Go to a Donor-Advised Fund? | Why the IRS Says No, and What Works Instead
The answer is no. A qualified charitable distribution cannot be directed to a donor-advised fund, a private foundation, or a supporting organization under current law. The IRS is explicit on this, and the prohibition is not a technicality — it goes to the structural logic of what a QCD is designed to accomplish. Bouchey Financial…
Read MoreHow to Set Up a Donor-Advised Fund | A Step-by-Step Guide for High-Net-Worth Donors
Setting up a donor-advised fund is simpler than most donors expect. The account can be opened in days. The strategic decisions around timing, asset type, and contribution size are where the real planning work happens — and where most of the tax value either gets captured or missed. Bouchey Financial Group integrates DAF planning into…
Read MoreDonor-Advised Fund vs Private Foundation | Cost, Control, and Tax Trade-Offs
The choice between a donor-advised fund and a private foundation is rarely as simple as picking the cheaper option. Both are legitimate charitable giving vehicles. They serve different donors with different philanthropic goals, and the right answer depends on how much control you want, how much administrative complexity you’re willing to manage, and what you’re…
Read MoreDonor-Advised Fund Rules Explained | Contribution Limits, Deductions, and Distributions
A donor-advised fund lets you contribute assets to a sponsoring organization, claim a tax deduction immediately, and recommend grants to qualified charities over time — on your schedule, not the IRS’s. The tax advantages are meaningful. The rules governing them changed significantly in 2026, and most articles haven’t caught up. Bouchey Financial Group integrates donor-advised…
Read MoreFinancial Advisor in North Andover MA | Serving the Merrimack Valley
North Andover sits in an unusual position for a Massachusetts suburb. It has the income profile of a wealthy community — median household income of $140,670, more than 1.5 times the national figure, with an average household income of $180,254 — but it doesn’t always get treated that way by the financial services industry. Most…
Read MoreWomen Financial Advisors | Women & Wealth Planning Team
Women are controlling more wealth than ever before — and increasingly, they’re seeking advisors who understand the financial realities that shape their lives. Bouchey Financial Group built its Women & Wealth initiative around exactly that premise: that women deserve financial guidance tailored to their goals, life stages, and long-term priorities — delivered by a team…
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