retirement tax planning
The answer is no. A qualified charitable distribution cannot be directed to a donor-advised fund, a private foundation, or a supporting organization under current law. The IRS is explicit on this, and the prohibition is not a technicality – it goes to the structural logic of what a QCD is designed to accomplish. Bouchey Financial…
Retirement planning is not just a savings exercise – it’s a tax puzzle. When you withdraw, which accounts you draw from first, and how you time Social Security can mean hundreds of thousands of dollars in lifetime tax exposure. Bouchey Financial Group works with pre-retirees and retirees across the Albany area to build tax-optimized strategies…